Fighting Fraud in Real Time
AAMVA’s Driver’s License Data Verification Service offers immediate verification of identification document data.
Driver’s licenses, driving permits and identification cards issued by U.S. jurisdictions are regularly used as proof of identity, but DL/ID cards are often targets for fraud and counterfeiters. AAMVA’s Driver’s License Data Verification (DLDV) Service provides commercial and government entities with the real-time capability to verify DL/ID information against data from the issuing agency. DLDV connects industry and motor vehicle agencies in real time to create a uniform solution for identity verification.
For the New Jersey Motor Vehicle Commission (NJMVC), DLDV has been an effective tool in their fight against fraud. “First and foremost at NJMVC, it’s always about security of documents and preventing fraud as much as possible,” says Latrecia Littles-Floyd, acting chief of the NJMVC. “DLDV wasn’t just for out-of-state verification; we implemented it for numerous reasons. I think our main concern is always protecting MVC against fraud and protecting personally identifiable information.”
The DLDV Service provides users with immediate verification of identification document data. DLDV users submit data on an identification document, and the service returns a flag for each data element indicating whether the element matches the data on file with the issuing jurisdiction. Users interact with the service via a web-service call.
“DLDV wasn’t just for out-of-state verification; we implemented it for numerous reasons. I think our main concern is always protectingMVC against fraud and protecting personally identifiable information.”
Latrecia Littles-Floyd, Acting Chief, NJMVC
For the NJMVC, DLDV offered a more efficient way for external entities like attorneys and employers to verify DL/ID information like moving violations, points, accidents and suspensions. Using DLDV, the NJMVC was able to move that verification from a costly, time-intensive mail-based system to a quicker, more secure online process.
“We’ve seen tremendous positive praise for the new process,” says Littles-Floyd. “It has streamlined our customer service efforts and the ease of use for our customers.”
The DLDV service offers participating agencies a way to fight against the fraudulent use of proof-of-identity documents. It also brings in fee-based revenues, which AAMVA shares with the jurisdictions.
“DLDV has been an absolutely great tool for us,” says Littles-Floyd. “It’s convenient—going online for a lot of services has helped us tremendously, and with this, it provided a mechanism to confirm if an out-of-state driver’s license was valid. We’re using it in-house for our own Jersey drivers, as well. It’s an application that has benefitted us tremendously.”